Markin’s Outcome-Aligned™ investing approach aligns the investment process with investor outcomes rather than simply seeking to outperform an index. It emphasizes relevant real-world investor outcomes and structures the investment process accordingly.

For retirement investors, Markin’s Outcome-Aligned™ strategies seek to maximize retirement income over the entire retirement-cycle of the investor while minimizing the chance of a large downside deviation in income.

Fear the Downside

Traditional portfolios are risky for retirement investors. Periods of large loss are a particular problem for loss-averse and interest rate sensitive investors like those near retirement and those in retirement.

Risky portfolios also destroy retirement income. They force retirees to either reduce current income to plan for potentially large future losses or carry the risk of running out of capital prematurely.

Investors Have Goals. We Align Portfolios with Them.

There is a better way. We align the management of retirement portfolios with investors’ real-world goals. Systematically aligning goals, market conditions, and portfolio exposures provides the best chance of repeating past performance and exceeding investor expectations.

Markin Multi-Asset Strategies for Retirement

Markin multi-asset strategies seek to provide greater income and yield than traditional multi-asset portfolios of comparable risk. Utilizing a variety of glide paths, the strategies can also be the building blocks for target-date funds.

Markin Opportunities – Multi-Asset 80/20 Risk Tolerance

Markin Aggressive – Multi-Asset 60/40 Risk Tolerance

Markin Moderate Aggressive – Multi-Asset 50/50 Risk Tolerance

Markin Moderate – Multi-Asset 40/60 Risk Tolerance

How we work with RIAs

Markin strategies for retirement accounts (IRA, Roth, Individual 401(k), etc.) are available through sub-advised retirement portfolios and managed accounts.

How we work with retirement plan advisors

Markin strategies for retirement plan participants are available through a variety of investment vehicles including collective investment trusts (CITs). We also offer customized target-date implementations of our strategies.